Harborpark Funding Group is a small-business funding service with an office at 93 State St, Binghamton, NY 13901. It prepares funding requests from Broome County businesses and passes them to funding partners, who make the decisions.
Harborpark Funding Group works from Binghamton, New York, turning the cost an owner describes into a funding request that funding partners can review. The partners decide approval, amount and terms; the owner decides whether to accept.
Kitchens, Salons, Grocers and Shops: Who the Broome County, NY Pages Are Written For
The pages on this site are written for owners of operating businesses in Broome County, NY: restaurants and pizzerias, salons and nail studios, grocers and corner stores, dental and medical offices, auto repair shops, machine shops and contractors. Each industry page uses County Business Patterns counts for that trade and the purchases it tends to make.
Startups, personal loans, real estate loans and SBA loans are outside what this site arranges, and so is for-hire trucking. A business in a trade without its own page can still call; the industries hub has notes on other sectors.
Harborpark Readies the Request; the Funding Partner Approves or Declines
Harborpark's part is the preparation. It listens to what the money is for, sets the cost against six funding types, and passes a clear request to a funding partner. The partner reads the records, sets the price and terms, and approves or declines. Harborpark does not make credit decisions and does not set rates.
The owner has the final word. An offer can be accepted, compared with another or turned down.
From a Binghamton, NY Phone Call to a Funding Partner, Step by Step
The first step is a phone call to (607) 213-8439 or the request form. The first conversation covers the cost, its due date and the business's recent history. Harborpark then names the funding types that fit and sends the request on. When a partner responds, it may ask for records, and any offer goes back to the owner.
The request steps describe each stage and the records that go with it.
Why Harborpark Has a Johnson City, NY Page but No Endicott, NY or Vestal, NY Page
Johnson City, NY has its own page because it is an incorporated village with its own ZIP, 13790, and enough Census figures to say something specific about it. Endicott, NY and Vestal, NY do not have separate pages: Endicott's village covers only about 6.5% of the land in ZIP 13760, so ZIP figures would mostly describe the area around it, and Vestal is a town rather than a Census place, so the place-level figures this site uses do not cover it.
Businesses in both can send requests the same way. The communities page covers them, and the Binghamton, NY page has the county and ZIP 13901 figures.
By Harborpark Funding Group · Updated